Watch this short clip to see how Bloom aims to help 55+ Canadians find financial flexibility in retirement.

This is your springtime.

Easy Application Process

Could this solution be right for you? Fill out the information below to download your free Bloom Reverse Mortgage^TM Guide.

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We leverage technology to make the application process as simple and seamless as possible.

Our Bloom Customer Representatives work diligently and efficiently to get you a decision within a few days.

We believe in transparency. We are upfront about all the costs associated with your mortgage. No surprises!

Fast Approval

No Hidden Fees

Thousands of 55+ Canadians are beginning to realize just how wealthy they are, when they consider the equity they’ve built in their homes.

Bloom Reverse Mortgage^™

It’s your home, your equity,

your choice!

You continue to own 100% of your home, just like a normal mortgage.

Will I still own my home?

FREQUENTLY ASKED QUESTIONS

Will there be anything left for my children?

Can I owe more than what my home is worth?

Over 99% of reverse mortgage customers have equity in their home when it comes time to repay the mortgage, and in most cases the amount of equity is more than 50% of the home value. Additionally, more and more seniors are using reverse mortgages to provide a living inheritance to their loved ones.

This is very rare, because of the benefit of home price growth over time. However, in the rare case that this occurs, rest easy. We give you our Home Equity Guarantee, meaning you’ll never have to pay us more than the fair value of your home.

Have more questions? Visit our FAQs page

Forget your monthly payment and focus your resources on what's important to you.

Pay off existing mortgage

More and more Canadians are thinking about a living inheritance for their loved ones.

Help with a down payment

Make the updates and improvements you've been putting off to the home you love.

Make your dream renovations

Unlock up to 55% of your home value.

No regular payments required.

Stay in the home you love.

Proceeds are tax free.

Hassle-Free Appraisal

In most cases, we don't need to enter your home to conduct an appraisal. Appraisal cost is deducted from the proceeds so you pay nothing out of your own pocket.

My experience with Bloom was nothing less than amazing. You have raised the bar when it comes to the product and level of customer service and support you provide to your customers.

DON'T JUST TAKE OUR WORD FOR IT

Casey,

Barrie ON

Gary,

Overall I would rate my experience with Bloom as being highly satisfactory for purposes of securing a reverse mortgage. I would recommend this company to others.

You made a smart investment a long time ago. It’s time for you and your family to benefit.

Access the wealth you've grown.

Start Here

Access the wealth you've grown.

You made a smart investment a long time ago. It’s time for you and your family to benefit.

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Bloom Finance Company Ltd.

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Just recently retired and was looking to free up monthly expenses with a reverse mortgage. Reached out to Bloom and all my concerns were answered in an informative manner. Very pleased...

Bruce,

Cornwall ON

I had a great experience from start to finish. Bloom was wonderful at explaining everything to me fully and called me back any time I had a question. I recommend Bloom to my friends and any senior.

Dianne,

Sarnia ON

Kingston ON